Offer promoteLiving as a benefit to your employees or members to drive loyalty, health, and productivity.
Users make healthy purchases at the retailers they know and love using their existing loyalty cards. There’s no new card to carry or app to download.
Users are rewarded with dollars where they need it: healthcare. We make earning rewards simple by contributing dollars directly to HSA accounts. Don’t worry – we only reward healthy purchases.
Smile knowing you’ve created a loyal group of healthy individuals that are better prepared to handle the healthcare expenses of today and tomorrow.
Shop at the retailers you know and love, getting dollars contributed towards your Health Savings Account or health insurance premium for healthy purchases. Use your existing retailer rewards program & promoteLiving takes care of the rest
Healthcare costs can be overwhelming. We get it. And that’s exactly why we reward you for healthy purchases by contributing dollars towards your Health Savings Account or health insurance premium
Sometimes we all need a little encouragement to choose the healthy option. We offer the carrot you need to create a better version of yourself. Simply shop at your favorite retailer, make healthy choices, and get rewarded with dollars contributed towards your healthcare
Dollars contributed to your HSA are investable much like a 401K or IRA. This means you’re not just being rewarded with dollars for today, but dollars that can grow. Of course, if you need to use the money for healthcare today - you certainly can with an HSA
HSAs, or Health Savings Accounts, are investable tax-favored savings accounts. To be eligible to contribute to a HSA, you must have a high-deductible health plan. Contributions to your HSA are tax deductible, meaning each dollar contributed reduces your taxable income.
Simply put, you never get taxed when you spend HSA dollars on qualified medical expenses. Withdrawals to pay for qualified medical expenses, including dental and vision, are never taxed. You can use the money for your dependents expenses as well, even if they are not covered on your insurance.
You can invest HSA dollars similar to how you can invest dollars in an IRA or 401k. Your contributions and the growth from investing these dollars are both tax-free so long as you spend the dollars on qualified healthcare expenses.
You can spend your HSA dollars on anything you want without penalty once you reach Age 65. While non-medical withdrawals will be subject to income taxes, there is no penalty or fee.
2015 IRS limits individual HSA contributions to $3,350 and family contributions to $6,650. Above the age of 55? Contribution limits are increased to $4,350 and $7,650, respectively.
As of July 2014, there were 17.4 million Americans covered by HSA-eligible healthcare plans and this number is forecast to grow to 50 million by January 2019.